Hello folks,
I'm trying to find a reasonable quote for insuring my 95 ES 2.0 to drive <3000 miles per year (weekend use only) on an agreed valuation / limited mileage basis.
I've tried Adrian Flux, whose agents said that because the car was a 95, it would have to be treated as an 'everyday' policy ???
I also tried Keith Michaels (whose agent sent me emails saying I was 'Just the kind of client they are looking for' after I filled in their online enquiry form, & then ignored 8 phonecalls & voicemails I left him)?? But they have a 'Minimum Premium' of 500 pounds, which again is a bit excessive for weekend use of a classic car.
So, I wonder if anyone could advise who might be best to contact, from your own personal experiences?? Perhaps all insurance companies are gaga these days??
All advice gratefully accepted!
Cheers!
Martin
Agreed Value / Classic Insurance for 480 - Where?
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Agreed Value / Classic Insurance for 480 - Where?
1991 ES White / 1995 ES Red / 1995 ES Red / 1994 S Black / 1995 Celebration Red / 1994 S Paris Blue / 1995 Celebration (again!) Red - Currently free of all extramarital cars, wrench-loose and fancy free
Re: Agreed Value / Classic Insurance for 480 - Where?
I went through all this myself recently including the useless but supposedly competent classic insurer's websites. I ended up with the Chris Knott insurance scheme recommended through the Volvo Owners Club (they needed my membership number - it costs bout £25 a year)
Mine is a 1993 2.0ES and was fine for the classic scheme. Agreed value & fully Comp, based on up to 3k miles a year like you want. They ask you to fill some forms in after and take lots of photos to agree the value, but all relatively painless!
The only difference to a normal policy is that I believe its not transferrable / cancellable - ie they don't really pay much attention to any NCB you have and just quote on the basis of a deal at the time of quote. This also suited me as my full NCB is already on my normal daily drive so I would only have had a year NCB on the 480 normally. Total cost c£200
Give them a try ?
Mine is a 1993 2.0ES and was fine for the classic scheme. Agreed value & fully Comp, based on up to 3k miles a year like you want. They ask you to fill some forms in after and take lots of photos to agree the value, but all relatively painless!
The only difference to a normal policy is that I believe its not transferrable / cancellable - ie they don't really pay much attention to any NCB you have and just quote on the basis of a deal at the time of quote. This also suited me as my full NCB is already on my normal daily drive so I would only have had a year NCB on the 480 normally. Total cost c£200
Give them a try ?
Re: Agreed Value / Classic Insurance for 480 - Where?
Thanks very much for taking the time to respond - since I last posted I've had a quote from Chaucer (through the Lancaster website) which has come out at 303 pounds, on a similar 3k per year agreed valuation basis as yours. I'll try Chris Knott too, as any money saved is money that can be spent on the car
Martin
Martin
1991 ES White / 1995 ES Red / 1995 ES Red / 1994 S Black / 1995 Celebration Red / 1994 S Paris Blue / 1995 Celebration (again!) Red - Currently free of all extramarital cars, wrench-loose and fancy free