Insurance prices.

Here you can talk about the joy owning a Volvo 480 brings. Non-technical discussions take place here, like what is the difference between an ES and a S version.

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glasgowjim
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Insurance prices.

Post by glasgowjim » Thu May 07, 2009 9:46 pm

What chance do any young drivers have these days just insured a 340 1.4 ltr volvo shed for £150 1 named driver me aged 55.

quote for 21 y.o. daughter to be added (has one spd30 =3pts) over a £1000

so I am buying her a pair of heelies at the weekend instead :lol:

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Yossarian
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Post by Yossarian » Fri May 08, 2009 5:57 am

It will be the points that are giving her that price.

My first car when I was 18 was a 53hp hatchback thing, and that was £1300. I reckon the 340 would be similar.
[b]2.0ES.[/b] - [b][url=http://volvo480.dragons.org.uk/forum/viewtopic.php?t=17327]Sold[/url][/b].

Hopefully for 2009 - 1.7 Turbo.

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Big Brother
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Post by Big Brother » Fri May 08, 2009 10:03 am

I've renewed the insurance on my S40 last month, £265 fully comp, I do have 5 years no claims with no points though.
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Rachel
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Re: Insurance prices.

Post by Rachel » Fri May 08, 2009 10:07 am

glasgowjim wrote:What chance do any young drivers have these days just insured a 340 1.4 ltr volvo shed for £150 1 named driver me aged 55.

quote for 21 y.o. daughter to be added (has one spd30 =3pts) over a £1000

so I am buying her a pair of heelies at the weekend instead :lol:
That's crazy :eek: I had 3 points for speeding, and although I'm much older, it never really changed my premium. That's just silly money.
'95 Storm Grey 323 Manual Turbo, Richmod
----------------------------------------------------------
'95 Flame Red Celeb, Nos.191, 2 litre, LPG, used to be Adams ;) SOLD
'95 Vase Green Turbo~ Vanessa~ 'Serendipity' manual, Richmod. RIP
'90 Light Blue 480 Turbo auto....RIP
'68 VW Type 3 1.6 auto Lotus White,Swedish import. SOLD
Audi 80 coupe Gold...pimp my ride! RIP
'76 Bug, Ocean Blue, lowered, Empi wheels.RIP
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esta
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Post by esta » Fri May 08, 2009 2:35 pm

My points dont affect me! I have dont quotes with and without to see the difference and there was no difference in price at all! Its only when you get more than 3 that the insurance premium starts kicking in...!!!

The Volvo @ 22y/o 4NCB girly is under £300 and the Jaguar (4 litre!) is £360, both fully comp *grins* Being female rules!!
[img]http://i118.photobucket.com/albums/o100/estamace/logo.jpg[/img]

There are a number of mechanical devices which increase sexual arousal, particularly in women. Chief among these is the Volvo 480 ;)

WANT: 480 GT-Turbo & Jaguar XJR-S
HAVE: Jaguar XJ40 4l Sov
HAD: 480 GT (Lula) & 480 ES (Lulu), Mk4 XR3i (Wall*E), Rover 416i (Junior-R.I.P. bud), X2 (Percy) & Tahiti (Tati)

www.projectjaguar.co.uk

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Yossarian
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Re: Insurance prices.

Post by Yossarian » Fri May 08, 2009 4:53 pm

Rachel wrote:That's crazy :eek: I had 3 points for speeding, and although I'm much older, it never really changed my premium. That's just silly money.
Being older, and female, is what gives you this advantage.

I have a mate who's 1.3 Fiesta went from being £1000 to completely uninsurable after 3 points were added to his license.

I am 22, and have 4 years NCB and no naughty marks, and I pay £49 a month on a 3.0 V6. Teehee.
[b]2.0ES.[/b] - [b][url=http://volvo480.dragons.org.uk/forum/viewtopic.php?t=17327]Sold[/url][/b].

Hopefully for 2009 - 1.7 Turbo.

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Big Brother
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Post by Big Brother » Fri May 08, 2009 4:55 pm

esta wrote: Being female rules!!
As I've said before esta, you won't be saying that sometime in the future :lol:
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chris1roll
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Post by chris1roll » Fri May 08, 2009 5:47 pm

That's pretty mental...

My first car was a 1.6 Cavalier, that cost me £600 to insure 10 years ago.

Now I have almost 8 years no claims never had an accident and no points, I've just insured my new insurance group 20 motor :D for £500 fully comp. :hopping:

Rural address helps too.
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Big Brother
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Post by Big Brother » Fri May 08, 2009 5:59 pm

Yes it does help, I'm in the LL post code which is supposed to be the best for low car insurance premiums
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glasgowjim
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Post by glasgowjim » Fri May 08, 2009 6:18 pm

Well I have a glasgow postcode :cry:

in Glasgow what do you call a parked car ?


a neds taxi :rofl:

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Post by Rachel » Sun May 10, 2009 4:22 pm

Whos' ned? :lol:

I worry about how much my premium is gonna go up next renewal after my claim this year....11 year no claims....unprotected :eek: I shudder when I think about it....and it wasn't my fault...council didn't grit the roads anywhere that day :?
'95 Storm Grey 323 Manual Turbo, Richmod
----------------------------------------------------------
'95 Flame Red Celeb, Nos.191, 2 litre, LPG, used to be Adams ;) SOLD
'95 Vase Green Turbo~ Vanessa~ 'Serendipity' manual, Richmod. RIP
'90 Light Blue 480 Turbo auto....RIP
'68 VW Type 3 1.6 auto Lotus White,Swedish import. SOLD
Audi 80 coupe Gold...pimp my ride! RIP
'76 Bug, Ocean Blue, lowered, Empi wheels.RIP
'72 Bay window VW Camper 1600 twinport. Sold

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insurance

Post by cliffeydawlish » Wed May 13, 2009 3:10 am

i pay £650 fully comp at 19 with my de cat pipe sterio and exhaust and forced air iinduction kit declared

and i got 5 point for undue car and attention (racing a golf)

it has to be location lol

at 18 i was driving a volvo 740 estate 2 liter petrol and that was 800 fully comp

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esta
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Post by esta » Wed May 13, 2009 4:33 pm

My insurance in Devon was about 100 or so less than living in Brum! Its purely based on likelyhood of theft where I live tho whereas as good ol' Devon we all left our cars unlocked!
[img]http://i118.photobucket.com/albums/o100/estamace/logo.jpg[/img]

There are a number of mechanical devices which increase sexual arousal, particularly in women. Chief among these is the Volvo 480 ;)

WANT: 480 GT-Turbo & Jaguar XJR-S
HAVE: Jaguar XJ40 4l Sov
HAD: 480 GT (Lula) & 480 ES (Lulu), Mk4 XR3i (Wall*E), Rover 416i (Junior-R.I.P. bud), X2 (Percy) & Tahiti (Tati)

www.projectjaguar.co.uk

ted clutch
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'

Post by ted clutch » Wed May 13, 2009 7:34 pm

like the good old days when you left the safe door open.

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aibast
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Post by aibast » Wed May 13, 2009 7:39 pm

still it sucks to be you, the prices for insurance in there are way to much.
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1994 480 Turbo - RichMod - sold to get the R
1992 850 2,5 20V - sold to get the R
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B18FT - LOVER
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Post by B18FT - LOVER » Wed May 13, 2009 9:15 pm

I remember paying over £1200 on my first car some 9 yr ago..

18 yr old, first car 999cc fire uno fire d reg, 3 points from a motor bike conviction when i was 16 :angry: , £1200 third party only back then..

Now 27 yr old, 1.9 dci laguna 2 52 plate fully loaded every extra going, £28 o month for 10 months...

God knows what my volvo will be when it's finished... :shock:

alanbs289
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Post by alanbs289 » Sun May 17, 2009 5:57 pm

I'm currently paying £535 with Direct Line for my 2.0L 480. I'm a 24 yr old male with 7yrs' driving experience but only 1yrs' no claims ('cos of being on someone else's insurance 'til now) and I live in deepest darkest Gateshead. Having said that I did shop around before renewing and the Quote Me Happy people definitely didn't - a laughable £1700! When I asked them about it they said, and I quote "we just don't want to insure you".
My first car - 1993 2.0L ES red, 112000 at purchase. Yay!

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Post by richj » Sun May 17, 2009 6:53 pm

I'm with direct line too, around £550 with interest, break down cover all that stuff on a turbo, 25 with a few years company no claims. Direct Line have this queer notion that a thatcham alarm needs fitting for theft insurance - so NOT recommended.

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esta
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Post by esta » Mon May 18, 2009 4:15 pm

richj wrote:I'm with direct line too, around £550 with interest, break down cover all that stuff on a turbo, 25 with a few years company no claims. Direct Line have this queer notion that a thatcham alarm needs fitting for theft insurance - so NOT recommended.
Yes! They are daft! They are so fussy about what counts as proof! I sent off photocopies of my alarm handbook and for the Volvo I Sent off what Volvo printed off from me, and that was not proof enough!! :eek: They didnt say it had to be Thatcham to me, but said I had hto have proof of what was fitted. Volvo said it was fitted as standard and their is nothing they can do to prove this! I spoke to Adrian Flux who I am with now and they say its just a cop out! They said that it is down to the insurance company to KNOW not for the poor insurees to have to prove!
[img]http://i118.photobucket.com/albums/o100/estamace/logo.jpg[/img]

There are a number of mechanical devices which increase sexual arousal, particularly in women. Chief among these is the Volvo 480 ;)

WANT: 480 GT-Turbo & Jaguar XJR-S
HAVE: Jaguar XJ40 4l Sov
HAD: 480 GT (Lula) & 480 ES (Lulu), Mk4 XR3i (Wall*E), Rover 416i (Junior-R.I.P. bud), X2 (Percy) & Tahiti (Tati)

www.projectjaguar.co.uk

Jopo
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Location: Aberdeen

I hate insurance

Post by Jopo » Mon Jul 27, 2009 10:28 am

hey guys, i'm just about to start driving again (been off the road for a year and a half because i had my license revoked) and i'm looking for a 480 turbo. the best quote iv got so far is £1000 - i'm 21 and have 11 points (5 for sp30 - 91.89 mph in a 60 zone, and 6 for cd30 - undertaking some a55hole driving at 50 in the outside lane of the motorway)

the best way to lower your insurance premium is with the area you live in ...... i always put in my parent adress as they live in the sticks up near aberdeen, secondly when insuring a car in a young persons name adding 2 named drivers (which are 40+) will usually lower the premiums quite a bit. and for sum reason fully comp insurance is cheaper by about £200 a year than third party.

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