Insurance

dragon · Post by **dragon** » Tue Jan 20, 2004 10:49 pm

TPFT only though, I assume? Or fully comp for that?

I have been hearing bad things about Adrian Flux not paying out recently - so I hope that either a) it's not true, or b) I don't need to find out, ever...

lee · Post by **lee** » Wed Jan 21, 2004 3:50 pm

TPFT of course mate. Fully comp would kill me!!!

As for adrian flux they have just paid my cousin out on his saferia. Current market value is Â£5000 and they have given him Â£7500. It was stolen though.

dragon · Post by **dragon** » Wed Jan 21, 2004 4:02 pm

I pay around Â£900 for mine, with all mods declared, one speeding thingy nearly 3 years ago and 3 accidents (2 non fault, one shared.) in the last 3 years. That's with Adrian Flux, and that's fully comp, which isn't bad at all IMHO...

dirtyred480 · Post by **dirtyred480** » Thu Mar 25, 2004 4:48 pm

hi, i'm 29 been driving 10 years and have to pay 327quid tpft from Norwich union, i live in a dodgy area of coventry and park on street, i still feel i'm getting ripped off! oh and just 3 sp30 points!
i searched on the net for hours and this was by far the cheapest, the rest were in the 450's

Ben Harris · Post by **Ben Harris** » Thu Mar 25, 2004 5:05 pm

When I was at university in Coventry, I got some insurance quotes, and discovered they were almost twice the price of what I'd been paying when I was living at home with my parents! As I figured that I spent almost as much time back at home (holidays, and the occasional weekend), I left the insurace adressed there.

Oh, and is there an area of Coventry that isn't dodgy?

In the three years that I was there, I got my car smashed into twice - once to steal the radio, and once to try and steal the car itself, and we had our front door kicked in in the middle of the night!

Ben.

wedge69 · Post by **wedge69** » Fri Mar 26, 2004 10:01 am

When I was living in Chapelfields by Hersal Common I got charged Â£1500 for a year fully comp. Granted it was the first year I have ever been driving.

Went down to Â£800 the year after.

I only know of people having their cars broken into in the City Centre when they left them over night.

kirsty_2003 · Post by **kirsty_2003** » Fri Mar 26, 2004 11:07 am

i nnever realised the insurance group for a 480 is so high!!!! group 12!!!!!!

a 440 is group 7!!!!

Joolz · Post by **Joolz** » Fri Mar 26, 2004 6:53 pm

i always thought that mine was quite high, but it looks like ive got a good deal, well i am over 40 - direct choice Â£276 fully comp unlimited milage but Â£200 excess......i think it would have been less but on that really bad day jan 03 i skided into an escort in asda carpark not doing more that 5mph - the guy got me for a new bumper even though there was no visible damage....think he saw me coming!!!!!

joolz

kirsty_2003 · Post by **kirsty_2003** » Sat Mar 27, 2004 11:59 am

hmmmm

mines only about Â£700 for my insurance

so im not complaining

my bf crashed in Tesco carpark yesterday. into a focus

dont know what damage it did to the focus because............

anyway my bf needs a new wing/indicator and a respray on the bumper

dragon · Post by **dragon** » Sat Mar 27, 2004 1:45 pm

I'm starting to envisage you and your bf as Beverly Hillbillies now!

!

Bramdeman · Post by **Bramdeman** » Sun Mar 28, 2004 8:37 pm

21years old + a few accidents + a turbo = 1450 euro's a year

My sister 19 years old + no accidents + an ES = 350 euro's a year

Hmmm i think getting a sex change would be the economic thing to do here....

kirsty_2003 · Post by **kirsty_2003** » Mon Mar 29, 2004 8:58 am

dragon wrote:I'm starting to envisage you and your bf as Beverly Hillbillies now! !

eh?

robkendall · Post by **robkendall** » Thu Apr 01, 2004 4:55 pm

with tesco for both our volvos
pay about Â£280 fully compfor me and missus as named driver on s40
got 2nd car discount on 480, but had to start with no no claims,so its Â£551 fully comp for missus and me as named driver
not too bad really....tescos are far cheaper than any of the other quotes.
Missus used to be with volvo with her 340, but it went up stupidly one year, so weve not been near them since.

regards
rob

john hotchkiss · Post by **john hotchkiss** » Thu Apr 01, 2004 5:01 pm

im with tesco as well did me for 340 ...29 3yrs no claims 480 turbo happy with that

tielrooy · Post by **tielrooy** » Sun Apr 04, 2004 10:23 am

For the Dutchies of 24 and older www.klassiekerverzekering.nl might be interesting. Valid for cars of 10 years and older, limited to 20000 km a year. I just turned 24 a week ago, but I think I'll go there as soon as I can get rid of my old insurance.

Any good / bad stories about this company?

The_Gunslinger · Post by **The_Gunslinger** » Mon Apr 05, 2004 9:16 pm

hhhmmm ... some very different numbers here ...

and here's m 2 pennies worth

33 yo
6 years no claims (1 no fault 4 years ago)
excess ... isnt there always
8000 miles per year (i only do about 5000)
fully comp
Airside Cover ..... dam hard to find that
RAC cover included
Pan-European cover

cost .... 513 GBP
had a quote for 408 GBP though ... just no breakdown cover
and only liability on Airside cover

I thought this was a little high ... but i guess not judging by here.

if you guys are interested ... i was quoted 308 GBP by FRIZZELL ... but no airside cover, so no good for me

The_Gunslinger

C6REW · Post by **C6REW** » Tue Apr 06, 2004 6:03 am

Best (worst) insurance I ever heard of was in 1974 when I knew the Fiat dealer in Haverfordwest, Dyfed, South Wales.

The Fiat X19 had just come out (two seater sports car) and this young lad come in and said 'I am 17 and have just passed my test and I want one of them'. Not exactly sure but think the price was in the region of Â£2,000 - Â£2,500 new.

The salesman laughed and said I suggest you go and check on your insurance.

The lad came back later that day with cash for the car and said the quote was just under Â£3,000! When could he pick the car up.

At about this time an average mans' salary was in the region of Â£4,000 - Â£5,000.

Regards

Chris

john hotchkiss · Post by **john hotchkiss** » Tue Apr 06, 2004 3:51 pm

what is airside cover gun_slinger

The_Gunslinger · Post by **The_Gunslinger** » Tue Apr 06, 2004 8:05 pm

airside cover ===== allows me to drive on an airfield/airport .....

.... specifically the part of the airfield designated for the arrival/departure of aircraft

The Gunslinger

john hotchkiss · Post by **john hotchkiss** » Wed Apr 07, 2004 3:24 pm

right i get it i thought it was that but never heard of any 1 else wwith it